{"id":470,"date":"2019-04-17T22:23:00","date_gmt":"2019-04-17T22:23:00","guid":{"rendered":"https:\/\/401advisor.com\/?p=470"},"modified":"2021-10-06T22:24:51","modified_gmt":"2021-10-06T22:24:51","slug":"5-investments-to-make-with-a-lump-sum","status":"publish","type":"post","link":"https:\/\/401advisor.com\/?p=470","title":{"rendered":"5 Investments to Make with a Lump Sum"},"content":{"rendered":"\n<p>How one should invest based on circumstances gets far too little attention. Whether investing periodically, like a payroll deducted 401k contribution; or the opposite, withdrawing payments on a regular basis to fund retirement or a college education; or if investing a single lump sum say from an inheritance or sale of a property or business; all require very different strategies.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/deshurkoblog.files.wordpress.com\/2019\/04\/usnews-logo.jpg\" alt=\"\" class=\"wp-image-1637\"\/><figcaption><a href=\"https:\/\/money.usnews.com\/investing\/stock-market-news\/articles\/2019-03-21\/5-investments-to-make-with-a-lump-sum\">https:\/\/money.usnews.com\/investing\/stock-market-news\/articles\/2019-03-21\/5-investments-to-make-with-a-lump-sum<\/a><\/figcaption><\/figure>\n\n\n\n<p>Ellen Chang, writing for U. S. News and World Report wrote on the subject with 5 very different recommendations from five different advisors. My recommendation? Look for dividend paying investments. I know, that\u2019s shocking! But lump sum investing incurs a specific market risk. Invest at a cyclical market high and it could take years to realize a competitive rate of return. While dividend paying stocks aren\u2019t impervious to market sell-offs, dividends and specifically stocks of companies that have and are likely to continue to increase their dividends can help cushion market blows.<\/p>\n\n\n\n<p>Bonus. While I personally would not recommend marijuana stocks for a significant lump sum, there is a nice section on them. Since I do get questions about the pot stocks, but don\u2019t follow or recommend them, those that are interested may find an idea or two to look into.<\/p>\n\n\n\n<p>The full article can be found here&nbsp;<a href=\"https:\/\/money.usnews.com\/investing\/stock-market-news\/articles\/2019-03-21\/5-investments-to-make-with-a-lump-sum\">https:\/\/money.usnews.com\/investing\/stock-market-news\/articles\/2019-03-21\/5-investments-to-make-with-a-lump-sum<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>How one should invest based on circumstances gets far too little attention. Whether investing periodically, like a payroll deducted 401k contribution; or the opposite, withdrawing payments on a regular basis to fund retirement or a college education; or if investing a single lump sum say from an inheritance or sale of a property or business; [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[3],"tags":[],"class_list":["post-470","post","type-post","status-publish","format-standard","hentry","category-finance"],"_links":{"self":[{"href":"https:\/\/401advisor.com\/index.php?rest_route=\/wp\/v2\/posts\/470","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/401advisor.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/401advisor.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/401advisor.com\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/401advisor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=470"}],"version-history":[{"count":0,"href":"https:\/\/401advisor.com\/index.php?rest_route=\/wp\/v2\/posts\/470\/revisions"}],"wp:attachment":[{"href":"https:\/\/401advisor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=470"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/401advisor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=470"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/401advisor.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=470"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}