{"id":592,"date":"2021-10-14T11:21:49","date_gmt":"2021-10-14T11:21:49","guid":{"rendered":"https:\/\/401advisor.com\/?page_id=592"},"modified":"2021-12-20T16:34:23","modified_gmt":"2021-12-20T16:34:23","slug":"investment-portfolios","status":"publish","type":"page","link":"https:\/\/401advisor.com\/?page_id=592","title":{"rendered":"Investment Portfolios"},"content":{"rendered":"

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Investment Approach<\/h1>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.10.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.10.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.10.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb icon_placement=”left” image_icon_width=”64px” content_max_width=”100%” image_icon_width_tablet=”64px” image_icon_width_phone=”32px” image_icon_width_last_edited=”on|tablet” _builder_version=”4.14.2″ header_font=”Darker Grotesque|900|||||||” header_font_size=”22px” header_line_height=”1.4em” body_font=”Darker Grotesque|600|||||||” body_font_size=”18px” body_line_height=”1.4em” background_color=”#f8f5f1″ custom_padding=”40px|20px|40px|20px|true|true” animation=”off” image_max_width=”64px” image_max_width_tablet=”” image_max_width_phone=”32px” image_max_width_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n

401 Advisor, LLC has a history of being an early adaptor of trends and technology that can benefit the investment management of our clients\u2019 accounts. We were one of the first investment advisors to adopt a fiduciary-based investment management service for our clients more than 20 years ago. Through our Fund Trader Pro service, we are still one of the few companies that offer in-house management of client 401(k) accounts.<\/p>\n

Today technology has streamlined the financial planning practice to the point where we cannot understand firms that have investment minimums. At 401 Advisor we offer clients with as little as $10,000 to invest, the same portfolios that are traded with accounts of clients with a million dollars or more. Through Fund Trader pro we can establish investment plans for individuals who are just starting out with a regular investment plan whether in their own account or through an employer\u2019s 401K) plan.<\/p>\n

Anomaly<\/strong> – Pronunciation: \/\u0259\u02c8n\u0252m(\u0259)li<\/p>\n

noun (plural anomalies)
<\/strong>Something that deviates from what is standard, normal, or expected:<\/em><\/p>\n

In investing most individuals focus on their returns without adequately gauging the risks involved. However, professional investors understand that a particularly \u201chigh\u201d return is not necessarily something to emulate if that return came about due to taking an outsized risk. The profession of investment management is really about getting higher than expected returns with lower than expected risks. Doing so is generally considered to be an investment anomaly, as efficient market theory says that higher returns are only attained by taking more risk. Practitioners of buy and hold and diversified portfolio strategies are typically believers in an efficient market.<\/p>\n

At 401 Advisors we believe that even the most casual observer of the stock market would call it anything but efficient! Stock prices can change by 3% – 10% in just a day and bounce right back again just a few days later. With seemingly nothing really new transpiring in between. Instead, we take advantage of three known and well-studied anomalies \u2013 strategies that historically have provided higher returns with less risk.<\/p>\n

1. Dividends<\/strong>. Multiple studies have shown that stocks that pay dividends, particularly those that consistently raise their dividends, outperform non-dividend-paying stocks in good, bad, and sideways markets. Albert Einstein said, \u201cCompound interest is the eighth wonder of the world.\u201d Dividends can compound when reinvested, growth does not. For the investor building wealth, there is no surer way to wealth than investing in well-screened, cash flow generating dividend stocks and reinvesting those dividends. For retirees, dividends can provide a rising income stream that can last for generations. <\/span><\/p>\n

2. Value.<\/strong> dominate styles of investing \u2013 those looking for fast-growing companies that they hope will keep growing. And investors that look for undervalued companies that they hope will turn around and appreciate. Over time value investing has shown that it offers higher returns with less risk than growth investing. We certainly recognize that there are good growth managers out there. But why look for a needle in a haystack? We prefer to pick stocks from those that have value attributes and of companies that have the financial stability to drive up future stock prices<\/span><\/p>\n

3.Momentum.<\/strong> Momentum is the tendency of an object in motion to remain in motion. For stocks, there is a demonstrated tendency for stocks that have been performing well to continue to do well, and those that are doing poorly to continue to do poorly. While this may seem simple, at 401 Advisor, LLC. and Fund Trader Pro we use our own proprietary model to identify consistent momentum indicators among groups of investments. 401(k) plans that offer a limited set of investment options are a perfect example of accounts for us to model and make investment recommendations for our clients. Simply put we rotate investments into what is working, based on our proprietary system.<\/span><\/p>\n

[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ disabled_on=”on|on|on” admin_label=”About” _builder_version=”4.4.3″ background_image=”https:\/\/401advisor.com\/wp-content\/uploads\/2021\/08\/financial-advisor-18.png” background_size=”initial” background_position=”top_center” disabled=”on” global_colors_info=”{}”][et_pb_row _builder_version=”4.4.3″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.4.3″ global_colors_info=”{}”][et_pb_text disabled_on=”on|on|on” _builder_version=”4.10.5″ header_2_font=”Darker Grotesque|900|||||||” header_2_font_size=”60px” max_width=”700px” header_2_font_size_tablet=”42px” header_2_font_size_phone=”30px” header_2_font_size_last_edited=”on|phone” disabled=”on” global_colors_info=”{}”]<\/p>\n

Curabitur non nulla sit amet nisl tempus convallis. Diam sit amet quam vehicula elementum amet dui.<\/h2>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ custom_padding_last_edited=”on|desktop” _builder_version=”4.4.3″ custom_padding=”0px|220px|||false|false” custom_padding_tablet=”|0px|||false|false” custom_padding_phone=”” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.4.3″ global_colors_info=”{}”][et_pb_text _builder_version=”4.10.5″ text_font=”Darker Grotesque|600|||||||” text_font_size=”18px” text_line_height=”1.4em” global_colors_info=”{}”]At 401 Advisor, we specialize in offering our clients retirement planning solutions, both before and during retirement. We understand that long-term growth of wealth is accomplished through prudent, conservative, and active investment strategies, which start with sound financial planning. [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.4.3″ global_colors_info=”{}”][et_pb_text _builder_version=”4.10.5″ text_font=”Darker Grotesque|600|||||||” text_font_size=”18px” text_line_height=”1.4em” locked=”off” global_colors_info=”{}”]<\/p>\n

We operate with the highest of fiduciary standards and consider a long-term relationship built on trust and transparency to be our ultimate goal. Whether you are looking for asset growth or a lifetime income, we have your solution.\u00a0<\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ disabled_on=”on|on|on” admin_label=”Our Approch” _builder_version=”4.4.3″ custom_padding=”0px||||false|false” disabled=”on” global_colors_info=”{}”][et_pb_row column_structure=”1_3,2_3″ _builder_version=”4.4.3″ global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.4.3″ global_colors_info=”{}”][et_pb_image src=”https:\/\/401advisor.com\/wp-content\/uploads\/2021\/09\/about-image.jpg” title_text=”about-image” _builder_version=”4.10.5″ custom_margin=”-64px|-8vw||-10vw|false|false” custom_margin_tablet=”0px|0vw||0vw|false|false” custom_margin_phone=”” custom_margin_last_edited=”on|tablet” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”2_3″ _builder_version=”4.4.3″ background_color=”#f8f5f1″ custom_padding=”120px|60px|120px|60px|true|true” custom_padding_tablet=”30px|30px|30px|30px|true|true” custom_padding_phone=”30px|20px|30px|20px|true|true” custom_padding_last_edited=”on|phone” global_colors_info=”{}”][et_pb_text _builder_version=”4.4.3″ text_font_size=”22px” header_2_font=”Darker Grotesque|900|||||||” header_2_font_size=”60px” max_width=”700px” text_font_size_tablet=”” text_font_size_phone=”18px” text_font_size_last_edited=”on|phone” header_2_font_size_tablet=”42px” header_2_font_size_phone=”30px” header_2_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}”]<\/p>\n

Our Approch<\/h2>\n

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