[et_pb_section fb_built=”1″ admin_label=”Header” _builder_version=”4.4.3″ use_background_color_gradient=”on” background_color_gradient_start=”rgba(0,19,46,0.6)” background_color_gradient_end=”rgba(0,19,46,0.6)” background_color_gradient_overlays_image=”on” background_image=”https:\/\/401advisor.com\/wp-content\/uploads\/2021\/08\/financial-advisor-45.jpg” custom_padding=”||||false|false” global_colors_info=”{}”][et_pb_row _builder_version=”4.4.3″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.4.3″ global_colors_info=”{}”][et_pb_text _builder_version=”4.4.3″ header_font=”Darker Grotesque|900|||||||” header_font_size=”100px” background_layout=”dark” max_width=”760px” custom_margin=”||||false|false” header_font_size_tablet=”70px” header_font_size_phone=”60px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”About” _builder_version=”4.4.3″ background_image=”https:\/\/401advisor.com\/wp-content\/uploads\/2021\/08\/financial-advisor-18.png” background_size=”initial” background_position=”top_center” global_colors_info=”{}”][et_pb_row _builder_version=”4.4.3″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.4.3″ global_colors_info=”{}”][et_pb_text disabled_on=”on|on|on” _builder_version=”4.10.5″ header_2_font=”Darker Grotesque|900|||||||” header_2_font_size=”60px” max_width=”700px” header_2_font_size_tablet=”42px” header_2_font_size_phone=”30px” header_2_font_size_last_edited=”on|phone” disabled=”on” global_colors_info=”{}”]<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ custom_padding_last_edited=”on|desktop” _builder_version=”4.4.3″ custom_padding=”0px|220px|||false|false” custom_padding_tablet=”|0px|||false|false” custom_padding_phone=”” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.4.3″ global_colors_info=”{}”][et_pb_text _builder_version=”4.10.5″ text_font=”Darker Grotesque|600|||||||” text_font_size=”18px” text_line_height=”1.4em” global_colors_info=”{}”]At 401 Advisor, we specialize in offering our clients retirement planning solutions, both before and during retirement. We understand that long-term growth of wealth is accomplished through prudent, conservative, and active investment strategies, which start with sound financial planning. [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.4.3″ global_colors_info=”{}”][et_pb_text _builder_version=”4.10.5″ text_font=”Darker Grotesque|600|||||||” text_font_size=”18px” text_line_height=”1.4em” locked=”off” global_colors_info=”{}”]<\/p>\n
We operate with the highest of fiduciary standards and consider a long-term relationship built on trust and transparency to be our ultimate goal. Whether you are looking for asset growth or a lifetime income, we have your solution.\u00a0<\/span><\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.14.2″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” custom_margin_last_edited=”on|phone” sticky_enabled=”0″ custom_margin_phone=”||||false|false” custom_padding=”||||false|false” custom_padding_last_edited=”on|phone” custom_padding_phone=”0px||0px||false|false” custom_padding_tablet=”||||false|false”][et_pb_row _builder_version=”4.14.2″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” custom_padding_last_edited=”on|phone” sticky_enabled=”0″ custom_padding_phone=”0px||0px||false|false”][et_pb_column type=”4_4″ _builder_version=”4.12.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/401advisor.com\/wp-content\/uploads\/2021\/11\/about-page-bg.jpg” title_text=”about-page-bg” align=”center” _builder_version=”4.12.1″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Team” _builder_version=”4.4.3″ global_colors_info=”{}”][et_pb_row _builder_version=”4.4.3″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.4.3″ global_colors_info=”{}”][et_pb_text _builder_version=”4.4.3″ text_font=”Darker Grotesque|600|||||||” text_font_size=”18px” text_line_height=”1.4em” header_2_font=”Darker Grotesque|900|||||||” header_2_font_size=”60px” text_orientation=”center” max_width=”700px” module_alignment=”center” header_2_font_size_tablet=”42px” header_2_font_size_phone=”30px” header_2_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.4.3″ global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.4.3″ global_colors_info=”{}”][et_pb_blurb title=”Bill DeShurko” image=”https:\/\/401advisor.com\/wp-content\/uploads\/2021\/09\/bill-1.png” image_icon_width=”120px” _builder_version=”4.13.0″ header_font=”Darker Grotesque|900|||||||” header_font_size=”22px” body_font=”Darker Grotesque|600|||||||” body_font_size=”18px” body_line_height=”1.4em” text_orientation=”center” border_radii_image=”on|100%|100%|100%|100%” image_max_width=”120px” global_colors_info=”{}”]<\/p>\n Founder<\/p>\n [\/et_pb_blurb][et_pb_accordion _builder_version=”4.14.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_accordion_item title=”Bio” _builder_version=”4.10.5″ _module_preset=”default” global_colors_info=”{}” toggle_font=”|700|||||||” open=”on”]Bill began his career in the financial services industry in 1987 and started his own company in 1993. In 2003, frustrated by the losses incurred by individual investors who followed the industry\u2019s \u201cbuy-and-hold\u201d philosophy, he formed 401 Advisor, LLC. as a Registered Investment Advisor in Centerville, Ohio.<\/p>\n Following his own research and work done with Professor Stan Eakins, Professor of Finance at East Carolina University, he built 401 Advisor, LLC. around the use of his proprietary trading models. These models are designed to take advantage of market opportunities while avoiding poor performing areas (including the entire market if necessary) to minimize potential client risks.<\/p>\n The Naked Truth About Your Money\u00a0is a primer written for the Millennials to help them learn to responsibly handle their money. Furthermore, the book has great tips for anyone who wants to be a better money manager.<\/span><\/p>\n He is a sought-after public speaker, speaking regularly on financial planning topics for the Ohio Public Employee\u2019s Retirement System (OPERS). He has also worked as a consultant with the Montgomery County Prosecutor\u2019s Office in prosecuting investment fraud.<\/span><\/p>\n [\/et_pb_accordion_item][et_pb_accordion_item title=”Investment Philosophy” _builder_version=”4.10.5″ _module_preset=”default” global_colors_info=”{}” toggle_font=”|700|||||||” open=”off”]<\/p>\n To meet the needs of investors in today\u2019s low-interest rate environment Bill has concentrated the firm\u2019s investment management focus on dividend-paying stocks. Bill\u2019s portfolios can be fine-tuned\u00a0for high yields, rising income streams, or a combination of income and potential capital growth.<\/span><\/p>\n Bill feels that dividend-paying stocks and ETF\u2019s are suited for all investors, but can be of special interest to retirees and other entities like trusts and corporate pension plans that are seeking higher income than available in typical interest-bearing investments.<\/span><\/p>\n Bill oversees the existing models, determines investments, and is consistently working to fine-tune existing models and researching new investment opportunities.<\/span><\/p>\n [\/et_pb_accordion_item][et_pb_accordion_item title=”Awards, Accolades and Affiliations” open=”off” _builder_version=”4.14.2″ _module_preset=”default” global_colors_info=”{}” toggle_font=”|700|||||||”]<\/p>\n Bill\u2019s Awards, Accolades and Affiliations \u2013 Bill is a former board member for Homefull and was a member of their finance committee \u00a02008 Charles H. Dow Award.\u00a0<\/a>He has hosted \u201cMoney Sense\u201d a financial talk radio show, sponsored \u201cThe Nightly Business Report\u201d on local ThinkTV and provided the \u201cFinancial Minute\u201d a Public Service spot for local ESPN Radio. \u00a0He became a life member of \u201cWho\u2019s Who in Business and Finance\u201d in 2000. He has also authored several published articles and has finished his first book,\u00a0The Naked Truth about Your Money\u00a0published by Penguin Group.\u00a0Bill is also a board member for\u00a0Homefull,<\/a>\u00a0and part of the finance committee.<\/span><\/p>\n The Naked Truth About Your Money\u00a0is a primer written for the Millennials to help them learn to responsibly handle their money. Furthermore, the book has great tips for anyone who wants to be a better money manager.<\/span><\/p>\n He is a sought-after public speaker, speaking regularly on financial planning topics for the Ohio Public Employee\u2019s Retirement System (OPERS). He has also worked as a consultant with the Montgomery County Prosecutor\u2019s Office in prosecuting investment fraud.<\/span><\/p>\n [\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.4.3″ global_colors_info=”{}”][et_pb_blurb title=”Jim Kilgore, CFP\u00ae” image=”https:\/\/401advisor.com\/wp-content\/uploads\/2021\/09\/jim.png” image_icon_width=”120px” _builder_version=”4.14.2″ header_font=”Darker Grotesque|900|||||||” header_font_size=”22px” body_font=”Darker Grotesque|600|||||||” body_font_size=”18px” body_line_height=”1.4em” text_orientation=”center” border_radii_image=”on|100%|100%|100%|100%” image_max_width=”120px” locked=”off” global_colors_info=”{}”][\/et_pb_blurb][et_pb_accordion _builder_version=”4.10.5″ _module_preset=”default” toggle_font=”|700|||||||” global_colors_info=”{}”][et_pb_accordion_item title=”Bio” open=”on” _builder_version=”4.10.5″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n Jim took his own path to the financial services industry.\u00a0 He served on active duty in the United States Air Force for 20 years and retired as a Master Sergeant in 2014.\u00a0 His passion for investing led him into the financial services industry after he retired from the Air Force.\u00a0 While serving in the Air Force, Jim volunteered every tax season for the tax center on base, which provides tax return preparation free of charge for military members.\u00a0 As a result, Jim’s extensive knowledge of tax preparation and tax planning for individuals and business owners, allows him to offer that as a valuable service to his clients.<\/span><\/p>\n [\/et_pb_accordion_item][et_pb_accordion_item title=” Financial Planning Philosophy” _builder_version=”4.10.5″ _module_preset=”default” global_colors_info=”{}” open=”off”]<\/p>\nMeet Our Pioneers<\/h2>\n